You are probably wondering if there are ways for you to reduce your life insurance premium. The current rate that you are paying is already too much of a burden as there are other financial matters that you have to prioritize. You are probably in the verge of calling the insurance company to stop the collection as you no longer wish to avail the benefits of your life insurance. You should never come to this point because in the end, you and your family are the ones who are going to get all the benefits from the investment that you have made with the insurance plans that you have availed.
With auto insurance premiums rising across the country, comparing premiums for similar auto insurance coverage has become the ultimate test of your shopping savvy. Have you checked with every insurer to be sure you’ll be paying the lowest premium for the most coverage? Did you check on all the discounts for which you might be eligible, such as good-grades discounts for your high school student, driver’s education and defensive driving course discounts, anti-theft device price breaks, and multi-car rates? Putting it all together to know you’re getting the best price is challenging, but the money you’ll save on your premiums makes the extra effort well worth it in the long run. Follow these three steps to be sure you’re making the right choice.
It is worth looking at the judgment of Windeyer J as he draws a distinction between the word “fault” as something blameworthy or “fault” as the word is used in the particular clause as being a description of an inanimate thing; and the use of the word “faulty” in that sense means defective, namely, bad in any respect not fit for the use intended. He contrasts this, however, with the exclusion relating to faulty workmanship which he takes to be a reference to fault or something done wrong on the part of the workman. He continues by saying that if the words had been “faulty designing” then the two phrases would have been comparable.